Sagewell Women’s Tech Academy

Sagewell Refund and Cancellation Policy

Applied AI for Business (10 weeks)

Provider: PND Enterprises, doing business as Sagewell Women’s Tech Academy (“Sagewell,” “we,” “us”)

Effective · Version 1.1

You may cancel for a full refund through the end of the program’s first teaching week. After that, you may withdraw at any time and receive a proportional refund for instruction not yet delivered.

This policy applies to everyone who enrolls in Applied AI for Business, including learners whose tuition is paid by an employer. You agree to it at checkout.

1. Tuition and payment

Tuition is US$1,495. You may pay in one payment of $1,495, or in three payments of $499, $498, and $498.

All payments must be completed before classes begin. Installment due dates are shown at checkout before you make your first payment. The installment plan is not a subscription and does not renew.

Enrollment and the first payment, including payment in full, close October 25, 2026 at 11:59 p.m. Pacific Time (America/Los_Angeles). The second installment is due October 26, 2026 at 11:59 p.m. Pacific Time. The final installment is due November 1, 2026 at 11:59 p.m. Pacific Time. Any installment grace ends no later than that final payment cutoff. Each installment is paid separately; your card is not automatically charged for later installments.

For the founding cohort, all tuition must be paid before November 2, 2026, the start of the program week. The first live lab remains November 4, 2026. We do not allow late enrollment after the program starts.

Missed installments. If a scheduled installment fails, we will email you and allow up to 5 calendar days to complete it, but this grace period cannot extend beyond the requirement to pay all tuition before the program starts. If an installment is still unpaid when the grace period ends before classes begin, we may cancel your enrollment and refund everything you have paid in full. If you have not paid in full before the program starts, your enrollment will be canceled and everything you have paid will be refunded in full.

Founding-cohort three-payment schedule — total US$1,495
PaymentAmountDue
First$499Immediately when enrolling, by October 25, 2026 at 11:59 p.m. Pacific Time
Second$498October 26, 2026 at 11:59 p.m. Pacific Time
Third$498November 1, 2026 at 11:59 p.m. Pacific Time — before November 2

2. Full-refund cancellation period

You may cancel and receive a full refund of all tuition paid through the later of:

  • 7 calendar days after you receive written confirmation of your paid enrollment, or
  • 11:59 p.m. Pacific Time on the last day of the program’s first scheduled teaching week.

Your enrollment confirmation will state your exact deadline. During this period, no cancellation, deposit, or processing fee is deducted, and any unpaid installments are canceled.

3. Withdrawal after the full-refund period

After the full-refund period, you may withdraw at any time before the program ends. You will receive a proportional refund for instruction not yet delivered.

How delivered instruction is measured. We use the published cohort schedule of 10 teaching weeks. Each teaching week equals 10% of the program, and a week counts as delivered once it begins. Holiday break weeks do not count. Having access to course materials does not, by itself, count as delivered instruction.

Example: You withdraw during the fourth teaching week. Three weeks have been completed and the fourth has begun, so 40% has been delivered and you receive 60% of tuition paid. On a fully paid enrollment, that is $897.00.

Inactivity. If you do not attend a live session or submit any coursework for 14 consecutive calendar days, excluding scheduled holiday break weeks, we will contact you. Scheduled break weeks do not count toward this 14-day inactivity period. If we do not hear from you within 7 calendar days, we will treat you as withdrawn as of your last day of participation and refund you on that basis.

Dismissal. If we remove a learner for violating our code of conduct, the same proportional refund applies, calculated from the date of removal.

4. How to cancel or withdraw

Email Hello@SagewellTechAcademy.com with your name, the program name, and a clear statement that you wish to cancel or withdraw. You do not need to give a reason or use a special form.

Your cancellation or withdrawal takes effect on the date you send the email. We will confirm receipt and send a written explanation of your refund amount.

5. Refund timing and method

We initiate refunds within 10 business days of your cancellation or withdrawal. Refunds go back to the original payment method. Your bank or card issuer may take additional time to post the credit. If the original method cannot receive a refund, we will arrange a secure alternative with you.

Refunds are calculated in U.S. dollars. Currency conversion may change the amount shown in your local currency.

Billing questions. If you have a question about a charge, please contact us first. Most issues can be resolved faster than through a card dispute, and contacting us does not limit your rights with your card issuer.

6. Employer-sponsored enrollment

These terms apply to employer-sponsored learners unless a separate written agreement with the employer gives more favorable terms. Refunds go to whoever paid the tuition, so when an employer pays, the refund normally goes to the employer.

Any agreement requiring an employee to repay an employer is between the employee and the employer. Sponsorship does not give an employer access to a learner’s grades, submissions, or other learning records without the learner’s permission.

7. Program cancellation, changes, and deferrals

  • If we cancel before classes begin, you receive a full refund of tuition paid.
  • If we discontinue the program after it begins, you receive a refund for instruction not yet delivered.
  • If we make a material change to the schedule or program, you may decline the change and receive a refund for instruction not yet delivered.
  • If you would like to move to a later cohort, we may offer a deferral, subject to availability and written agreement.

A transfer or credit will never replace a refund you are owed unless you choose it.

8. Certificate of completion

A certificate of completion is issued to learners who finish the program’s requirements. Learners who cancel or withdraw do not receive a certificate.

9. Your consumer rights

This policy does not reduce any cancellation, withdrawal, or refund rights you have under applicable law. Where the law gives you greater protection, that protection applies.

10. Contact

PND Enterprises, doing business as Sagewell Women’s Tech Academy

Email: Hello@SagewellTechAcademy.com

Phone: 760-409-3430